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Thanks for sharing this. It is very objective. A lot of details and shows a true picture of most of the middle class life in here. I do spend a little more than Tome. With the inflation the way it is now, I feel that saving money is losing money.  So I spend it all.  I guess I will be at Tome’s door steps begging after retirement… Sorry for my kids as well, they have to find their own way…
Mimi
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